Why do I need excess car hire insurance?
When you hire a car from a car hire provider there is generally a Collision Damage Waiver (CDW) and theft policy included. However, if you damage your hire car or it is stolen or broken into then you will be asked to pay the first portion of the repair or replacement costs. This is called the excess.
Car-hire-insurance.co.uk’s excess car hire insurance policy covers you for the total amount of the excess that you are liable for if your car is stolen, broken into or damaged in any way.
How does our excess car hire insurance policy work?
Car-hire-insurance.co.uk insures the policy holder rather than the hired vehicle itself. If you have a policy with us you will not need to accept the excess car hire insurance cover offered to you at the counter when you pick up the car. If your car is then stolen, damaged or broken into, you will be charged the excess amount on your credit card and you then claim for reimbursement on your policy.